Alistair

I am Professor of Financial Economics at the School of Business and Economics, Loughborough University, I worked previously Cass Business School, the Bank of England; the University of Surrey, London Business School, HM Treasury and for the Government of Malawi. I have a PhD in economics from the London School of Economics. I am the author of a comprehensive account of the 2007-2008 global financial crisis “The Fall of the House of Credit”. I am best known for my work on bank capital and risk management, financial crises and the economics of financial infrastructures in both capital markets and retail banking. I am principally interested in research on topical and practical issues, ranging from the challenges of developing low and middle-income countries (I worked for three years in Kenya and Malawi early in my career and retain a life long interest in African culture, expecially African popular music), the management of the macreconomy especially the avoidance and management of crises, and improving the operation of financial services to the benefit of its customers: that's you and me. My current research is focused on the emerging financial technologies, including the economics of new payments technologies, the implications of widening access to central bank balance sheets, open banking, ‘peer to peer’ lending platforms and the application of AI, distributed ledgers and related data technologies in financial services.